Ten Free Tips Anyone Can Use to Tackle Any Hard Goal. — In January 2020, I decided to finally tackle my student loan debt. Though I’d borrowed far less, on 1/1/2020, it had ballooned, thanks to income-based repayment, my relatively low income, and the power of interest, to $101,400. On March 14, 2022, at the age of 49, I made the last…